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10 Year Halo Guarantee


When you build with an approved member of New Zealand Certified Builders, you’re protected by New Zealand’s most comprehensive 10 year building guarantee.

10 Year Halo Guarantee

How does it work?

The application for your Halo 10 year residential guarantee insurance will be made by your NZCB member at the time you complete the building contract. You will receive confirmation of your application acceptance and policy document shortly after the building contract is signed -generally well before the building work starts. 

Are there different types of guarantee?

No. The application process is made easy because the one guarantee policy has been specifically designed to cover any type of work being undertaken, be it under a New Home Full Building contract, an Additions or Alterations Contract for your home, or if you are entering a Labour Only contract with your NZCB member.

Policy benefits

HALO 10 YEAR RESIDENTIAL GUARANTEE INSURANCE provides maximum peace of mind for homeowners, covering:

  • Loss of deposits if the builder doesn't start the building work.
  • Losses if the builder starts but doesn't complete the building work.
  • 10 year cover for the full contract price, for structural defects including weather tightness issues, once the building works have been completed.
  • 10 year cover for the full contract price, for non-structural defects once the building works have been completed.

If your builder fails to complete the building or rectify the defect, we will step in and fix the problem.

The cover extends not only to fixing any defect but also any damage to existing structures caused by the defect.

What are you waiting for?

Let’s start discussing your ideas for your new project